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When trying to find the most affordable dental care, it is essential to find a dentist that takes insurance and who can help you understand your dental plan benefits. At Valley Dental Associates, we work with a number of dental plan providers, so our staff can help you find a dentist in Owings Mills by insurance and answer your other insurance-related questions. Whether you need a dentist that accepts HMO insurance or a dentist that accepts PPO insurance, you can call us at (443) 898-1240 for more information.
What You Need to Know About Dental Insurance
There are certain insurance basics that you need to understand before you try to find a dentist in Owings Mills by insurance. First, most Americans get their dental insurance through their employer. Most of our patients are surprised to find out that benefits, premiums, and fees can vary significantly between individuals covered by the same insurance carrier. This is because benefits and fees are based on what the employer has negotiated with the insurer. There is also a difference between HMO and PPO plans. HMO plans are more restrictive in terms of provider choice but are typically less expensive. PPO plans come with higher premiums, but you may be able to choose from a wider selection of dentists.
Can I Get Help Understanding How to Use My Dental Insurance with a Dentist in Owings Mills?
Taking the time to ask your insurance carrier a few questions can help you make the most of your dental plan benefits. The following are questions that you should consider before using your dental plan for the first time:
- How much is my annual deductible?
- How much are my office visit fees?
- What is my annual benefit allowance?
- Are specialized treatments, services, and materials covered?
- Are dental implants and dentures covered?
- Does my plan cover braces and other orthodontic treatments?
- Can I see a specialist without a referral?
- Which dentist takes my insurance?
- What options do I have if there is not a dentist near me who accepts my insurance?
- How many visits am I allowed per year?
- How do I appeal a claim that has been denied?
- How do I know if I have met my deductible?
Locating a Dentist Near Me Who Accepts My Insurance
In addition to working with various insurance providers, our staff will work with you to ensure that you understand the treatment options covered under your plan in order to keep your dental expenses as low as possible. We even take care of the claim for you so that you never have to worry about confusing and time-consuming paperwork. If a portion of the service is not covered by your insurance, we will help you find a financing option that will work within your budget.
Enjoy Better Dental Health Today
The dentists and staff of Valley Dental Associates are dedicated to helping patients enjoy the best possible dental health by offering affordable services and accepting a wide range of insurance plans. Contact us at (443) 898-1240 to schedule an appointment.
Insurances We Accept
- Anthem (BCBS)
- Blue Cross & Blue Shield
- Care First
- Delta DPO
- Delta PPO
- Dentalworks (Workman’s Comp)
- Lincoln Financial
- One Call (Workman’s Comp)
- United Concordia
- United Healthcare