Valley Dental Associates
9199 Reisterstown Road, Suite 206B, Owings Mills, MD 21117

The Importance of Dental Insurance Plans in America

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Although dental health plays a critical role in maintaining good general health, many who desperately need professional dental care don’t have dental insurance plans. The National Association of Dental Plans reports that just over 126 million Americans don’t have any type of dental coverage—that’s three times more than the number of people without standard health insurance. Because of steep out-of-pocket treatment costs, many Americans simply ignore dental problems instead of seeking care.

Dental Insurance Trends Over the Years

In 1995, the Behavioral Risk Factor Surveillance System survey, conducted by the Centers for Disease Control, found that 44 percent of participants reported having no dental insurance coverage. By 2012, the number of uninsured Americans only had dropped to 42 percent.

Since the late 2000s, the insurance industry has suffered due to rising healthcare costs, economic weakening, and reluctance of employers to provide dental insurance plans for employees. Under recently instituted healthcare reform laws, children and adults are not required to purchase dental insurance, but some states offer bundled or separate dental plans through the Health Insurance Marketplace. Currently, 97 percent of dental benefits are provided through separate dental coverage policies that offer comprehensive preventative care benefits, but only partially cover major treatment expenses.

Dental Care Options for the Uninsured

If you cannot obtain coverage through your employer, the private market, or subsidized plans, finding affordable dental care can be a challenge—but there are options. As the number of people who are unable to afford routine dental visits has increased, so has the number of dentists. This is good news for patients who are without dental insurance, because dentists are working harder to find ways to make their services more affordable. Most dentists today offer or accept savings plans, and many are now offering new-patient specials that include free first visits and discounted treatments. Some dentists even offer in-house or third-party financing with reasonable payment plans.

Although the cost of routine dental care can be expensive, it is essential to visit the dentist every six months. Remember, preventative care is much more affordable than putting off dental problems until they require treatment.

To get the dental care you deserve from an affordable dentist in Owings Mills, call Valley Dental Associates today at (443) 898-1240 or make an appointment.

Valley Dental Associates offers affordable family dentistry and gentle, compassionate dental care in Owings Mills. Our office is conveniently located with extended hours to meet your needs. At Valley Dental Associates, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Valley Dental Associates.

Read What Our Patients Say
Patient Reviews
I have already recommended two of my friends to this office. They are very professional and friendly.
Alicia H.
Valley Dental Associates has a great staff….they have always been friendly and accommodating to my needs. My first time there was a dental emergency, (I did have an actual first visit […]
Arlene K.
The assistant cleaning my teeth was very pleasant and very knowledgeable concerning my teeth problem and how it is affected by my diabetes.
Charles C.
responded promptly and effectively to a dental need
Joel L.
The dental hygienist gave me a thorough cleaning and irrigation of my teeth and also made excellent recommendations.
Paul L.
The staff is very friendly and efficient. I like how the doctors and dental assistants explain each step of the procedures along the way.
Alicia H.
Friendly staff, clean office, and good work.
Kevin H.
Matthew is the best dental hygienist ever!
Kimberly K.
I was taken on time. The staff was friendly. I have been a patient there for many years.
Linda P.
Excellent service, from front desk to the dental chair.
Lacretia C.
I had my first appointment here last week, based on a recommendation. I was so pleased with the visit. The staff was friendly and professional, and I was taken back almost immediately. Dr. Gorman […]
Regina R.
I have been going to this particular dental office practically all my life. My kids and husband also receive dental care here. I trust them with my and my family’s teeth.
Lauren C.
First impression of the office. Friendliness of the staff. Dr. Oppenheim asked me to tell him about myself, relaxing the initial meeting. I was pleased with the exam and feel comfortable with the […]
Cecelia C.
Clean friendly.Dr. Gorman has been there for a long time. I trust him.
April S.
Amazing staff
Charlotte T.
Great experience with this office. The staff was really helpful in getting me in on a short notice. Dr. Challagulla is an excellent doctor, very attentive to patient’s needs and concerns. I usually […]
Oksana L.
Friendly courtesous staff. Appointment are always on time. When you call to scheduled they give you fast appointments.
Jarie K.
I’ve been using this office since I was a young child and now I bring my own young child there with me. They are great with me and even better with my son. He loves it there. They also […]
James C.
Great service no wait time.
Caesar C.
Very pleasant customer service from the time of appointment to check out
Melissa G.
We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:30 AM - 5:30 PM
  • Tuesday 8:30 AM - 5:30 PM
  • Wednesday 8:30 AM - 5:30 PM
  • Thursday 8:30 AM - 5:30 PM
  • Friday 8:30 AM - 4:30 PM
Get in touch:
  • Phone: (443) 898-1240
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