Valley Dental Associates
9199 Reisterstown Road, Suite 206B, Owings Mills, MD 21117

The Importance of Dental Insurance Plans in America


Although dental health plays a critical role in maintaining good general health, many who desperately need professional dental care don’t have dental insurance plans. The National Association of Dental Plans reports that just over 126 million Americans don’t have any type of dental coverage—that’s three times more than the number of people without standard health insurance. Because of steep out-of-pocket treatment costs, many Americans simply ignore dental problems instead of seeking care.

Dental Insurance Trends Over the Years

In 1995, the Behavioral Risk Factor Surveillance System survey, conducted by the Centers for Disease Control, found that 44 percent of participants reported having no dental insurance coverage. By 2012, the number of uninsured Americans only had dropped to 42 percent.

Since the late 2000s, the insurance industry has suffered due to rising healthcare costs, economic weakening, and reluctance of employers to provide dental insurance plans for employees. Under recently instituted healthcare reform laws, children and adults are not required to purchase dental insurance, but some states offer bundled or separate dental plans through the Health Insurance Marketplace. Currently, 97 percent of dental benefits are provided through separate dental coverage policies that offer comprehensive preventative care benefits, but only partially cover major treatment expenses.

Dental Care Options for the Uninsured

If you cannot obtain coverage through your employer, the private market, or subsidized plans, finding affordable dental care can be a challenge—but there are options. As the number of people who are unable to afford routine dental visits has increased, so has the number of dentists. This is good news for patients who are without dental insurance, because dentists are working harder to find ways to make their services more affordable. Most dentists today offer or accept savings plans, and many are now offering new-patient specials that include free first visits and discounted treatments. Some dentists even offer in-house or third-party financing with reasonable payment plans.

Although the cost of routine dental care can be expensive, it is essential to visit the dentist every six months. Remember, preventative care is much more affordable than putting off dental problems until they require treatment.

To get the dental care you deserve from an affordable dentist in Owings Mills, call Valley Dental Associates today at (443) 898-1240 or make an appointment.

Valley Dental Associates offers affordable family dentistry and gentle, compassionate dental care in Owings Mills. Our office is conveniently located with extended hours to meet your needs. At Valley Dental Associates, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Valley Dental Associates.

Read What Our Patients Say
Patient Reviews
Matthew is the best dental hygienist ever!
Kimberly K.
Everyone is so nice. The hygienist I had (Matt) was very patient with me, and cleaned my teeth gently. He was very personable. Dr. Gorman is always friendly, knows I don’t care to come to dentist […]
Michele S.
Dr Gorman is the best. I’ve been coming to him since my kids were 3 and 5. That’s about 23 years. I’m a baby when it comes to the dentist and he always makes me feel comfortable.
Theresa P.
Jennifer, my hygienist is wonderful! She was so gentle I barely knew she was there lol Great experience!!!
Stephanie J.
The staff is very friendly and efficient. I like how the doctors and dental assistants explain each step of the procedures along the way.
Alicia H.
The only dentist office I’ve been to in my life. Everyone is so great and helpful. Very pleasant place.
Loren I.
I have already recommended two of my friends to this office. They are very professional and friendly.
Alicia H.
I was well satisfied with my diagnosis.
Hildegarde F.
I was in a great deal of pain and was able to be squeezed in imedialty! I have terrible anxiety about having any type of dental work done however, Dr. Gorman always takes the time to explain to me […]
Ashley H.
I am very satisfied with the service I receive. Always courteous and conscientious of my dental care.
Ray H.
Friendly, do good work, I like the people who treat me
Roger K.
Every aspect of the process was professional, knowledgeable and friendly.
Joseph V.
I was very happy with my services!
Willie R.
Very pleasant experience. I come here regularly and am never disappointed. Hygienist Elena was excellent today.
Nicholas L.
I just love the atmosphere there and all the friendly staff.
Marquis S.
Valley Dental Associates has a great staff….they have always been friendly and accommodating to my needs. My first time there was a dental emergency, (I did have an actual first visit appointment […]
Arlene K.
patient care, as soon as you walk to the check in desk
Lacretia C.
First time receiving care from that dentist. I’m impressed. . . he was awesome!
Wyona C.
I thought this particular treatment was going to be painful during and after but that wasn’t the case. It was a good experience (for the dentist) , and even a better experience afterwards when […]
Christeen H.
Everyone is so great! I get so nervous to go to the dentist but they made it actually enjoyable believe it or not! Great practice!!
Melissa C.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:30 AM - 7:00 PM
  • Tuesday 8:30 AM - 5:30 PM
  • Wednesday 8:30 AM - 5:00 PM
  • Thursday 8:30 AM - 5:00 PM
  • Friday 8:00 AM - 4:30 PM
  • Saturday Closed
  • Sunday Closed
Get in touch:
  • Phone: (443) 898-1240
Our Location