Valley Dental Associates
9199 Reisterstown Road, Suite 206B, Owings Mills, MD 21117

Dental Plan Basics: Know Your Insurance Needs

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Buying dental insurance is the best way to keep your smile healthy and beautiful for life, but it’s not enough to simply find affordable dental insurance—you should consider which plan would best fit your lifestyle and budget. Before you buy, understanding how dental insurance works and what typical plans cover is essential.

Typical Covered Services and Maximums
Even full coverage dental insurance has limitations. Here are several things to consider before buying or using your dental insurance.

  • Dental insurance rarely pays the entire cost of treatment. You may have to pay out-of-pocket expenses or a co-payment.
  • In many cases, you’ll also have a yearly deductible that you’ll have to reach before the policy covers anything.
  • Preventative care such as cleanings, sealants, x-rays, and general exams are typically covered at 80 to 100 percent. Major dental work may only be covered at 50 percent.
  • Most dental insurance plans have a yearly maximum ranging between $1000 and $2500.
  • Some treatments, such as cosmetic procedures and implants, may not be covered.

Tips to Maximize Your Affordable Dental Insurance Coverage
Here are four ways to get your money’s worth from your full coverage dental insurance plan.

  • Obtain coverage for your entire family. In the long run, you’ll save money by adding everyone.
  • Take advantage of free preventative coverage. Early detection of problems prevents expensive treatment later.
  • If you have children, be sure your policy includes orthodontic coverage.
  • Be sure that your dentist participates in your PPO dental plan.

Five Questions to Ask Before Choosing a Plan

  • What annual and biannual preventative services are covered?
  • Am I allowed to choose my own dentist?
  • Is my coverage limited to the cheapest available treatment options?
  • Can I schedule appointments at my own convenience?
  • How much will I pay for services, office visits, and procedures?

Quick Facts Every Dental Insurance Buyer Should Know

  • Not every dentist accepts insurance.
  • You can obtain a pre-treatment estimate to determine cost and check coverage.
  • If you don’t meet your yearly maximum, it doesn’t roll over to the next year.
  • Know whether your policy is considered a preferred provider organization (PPO) or health maintenance organization (HMO) plan. Different dentists accept different types of plans.

To get the dental care you deserve from an affordable dentist in Owings Mills, call Valley Dental Associates today at (443) 898-1240 or make an appointment.

Valley Dental Associates offers affordable family dentistry and gentle, compassionate dental care in Owings Mills. Our office is conveniently located with extended hours to meet your needs. At Valley Dental Associates, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Valley Dental Associates.

Read What Our Patients Say
Patient Reviews
As always a great experience!
Teresa C.
Dr. Gorman did an excellent job of diagnosing and treating my tooth problem.
Susan H.
Timely, courteous, expertise
Anita S.
Dr. Michael Weitzman and his staff are the absolute best. I've been going to Valley Dental for many years and never disappointed in service and […]
Jerome G.
Every one was very pleasant, and nice .and took good care of me .
Linda K.
Very good experience for my first visit
Christeen H.
Dr. Gorman is great!
Barton S.
Valley dental meets all my expectation.
Lloyd H.
Excellent experience!
Rochelle F.
The front desk was very welcoming. The hygienist was very epithetical and made sure I was comfortable with the process. The dentist was very open and […]
Joseph T.
I can't say that my favorite thing is going to the dentist, but If I must, Valley Dental is the place. It's very professional and the doctors, […]
Merle P.
Friendly, professional staff. Linda is so friendly, she rocks!
Scott S.
The dental service was excellent!
Nadine W.
Always glad to receive dedicated care by a wonderful staff and professional dentists in your practice :)
Amit Y.
No one would think going to a dentist is fun especially with serious dental problems. But the dedication, concern and competence of Dr. Weizman and […]
Charles S.
My experience was great , i came in for a root canal , and was a little nervous about the pain , but Dr. Gorman and his asistant was the best ,i felt […]
Craig S.
Matthew made me feel comfortable. He was positive and cleaned my teeth quickly.
Lashanda L.
Complex appointment made as pleasant as possible by dentist and assistant.
Charles S.
Dr Weitzman has my highest recommendation.
Mayer S.
I called for an emergency appointment , and I was seen right away.
Kenneth K.
mat was very pleasant, efficient and thorough. this is my second time with him and I have scheduled my next cleaning with him . Norma and Dr. […]
Gail K.
Very professional staff.
Stanley Z.
I am always treated so well by the staff, dental assistant and especially the dentist! In the past, I avoided seeing the dentist because my teeth […]
Renee B.
It wax very good experience .
Joyce C.
The care taken was really impressive and they are really good in doing a complete oral check up
Ravi C.
Dr. Stewart was excellent.
Judith F.
Always excellent
Bernard K.
The staff and provider were excellent
Donna C.
Dr. Weitzman and his colleagues are truly excellent - very skilled and quick, and on top of all aspects of dental care. I am usually someone who […]
Lee W.
Good professional servive
Jane G.
This has been the best office i've ever been to. Even better than other doctors i.e optometrist, general doctor, etc. It is never crowded. There is a […]
Taylor T.
Excellent cleaning
Dieter L.
Because of sinus problems, I have been anxious about dental visits for many, many years. However, Dr. Stewart, Dr. Kleinman, the Big O, Rico and the […]
Thomas C.
Tough procedure performed without pain and in a very pleasant manner.
Charles S.
The staff was really helpful and compassionate.
Renee Y.
Great staff and I love Dr. Weiztman excellent care and very thorough and patient.
Trene F.
Great service ....... Dr. Gorman is the best.
Hilda F.
Dr. Stewart and Octavia were so wonderful to me. I have such anxiety when I go to the dentist and they both made me feel so at ease. Octavia even […]
Veronica W.
I am a life long patient with Valley and will remain so, whomever helps me is always aweesome.
Elliot B.
No waiting. Staff was very attentive. Dr. Gorman explained every step of the procedure he was performing and what I should expect next.
Mark P.
My visit is always great!!! The best Dentist office I have ever been to!!!!
Nicole W.
Outstanding staff and services
Rachel D.
Dr. Gorman and his staff are awesome. Always friendly, always communicative, and they're always willing and able to answer my questions.
Sandi F.
I have been a patient of Dr. Weitzman for several years now and I have nothing to say but thank you for the excellent service rendered to me and also […]
Douglas B.
I am more then please with my experience with Valley Dental.
John J.
I was able to get an appt very easily. All staff that I interacted with were very friendly and courteous. I don't like going to the dentist and they […]
Sharon L.
Service was great and professional. People were friendly.
Nicole B.
I called today with a dental emergency at 11:00AM. I was given an appointment 2 hour later. I am now without the extreme pain! Thanks to Norma & Dr […]
Andrew R.
All the staff at Valley Dental is wonderful especially Dr. Srewart. She was kind professional and very understanding
Romana D.
Excellent service very accommodating.
Stanley Z.
We Accept Most Insurance Plans!
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We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:30 AM - 7:00 PM
  • Tuesday 8:30 AM - 5:30 PM
  • Wednesday 8:30 AM - 5:00 PM
  • Thursday 8:00 AM - 5:00 PM
  • Friday 8:00 AM - 4:30 PM
  • Saturday Closed
  • Sunday Closed
Get in touch:
  • Phone: (443) 898-1240
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